When Does It Make Sense NOT to Hire an Attorney for a Car Accident Claim?
We’ve all seen outrageous television ads or billboards for personal injury lawyers. The way these ads paint it, every single car accident has the potential for a million-dollar settlement—all you have to do is contact an attorney.
As most of us know, that’s just not how it works. Personal injury claims aren’t a way to rob an insurance company blind; they’re a way to get compensation for your losses after a car accident. While a personal injury lawyer is a valuable asset to have if you’ve been injured in a car accident, you don’t always need an attorney.
If you think an attorney could be helpful after your recent car accident, we’re happy to talk to you about your options. Call Ron Aslam Law Office at 502-581-1676 to get started.
Property Damage Only
If no one was injured in your crash, you may not need an attorney. In general, personal injury claims are most helpful for victims with moderate to severe injuries. In these cases, the expenses associated with an injury are likely to be higher than any settlement offered by the insurance company. If your accident only caused property damage, it’s simply a matter of paying the amount necessary to get your car repaired or replaced. It’s often quite easy to get the insurance company to pay this amount.
One caution: no visible injuries is not the same as no injuries. Before you feel confident that your accident didn’t cause any injuries, get checked out by a medical professional.
Injuries Without Complications
Minor injuries are often inexpensive to treat and require little to no time off of work. Again, this is why you should get checked out by a medical professional right away after an accident. Just like there’s the possibility of underestimating the severity of your injuries, there’s the possibility of overestimating their severity. If you suffer only minor injuries without any complications, it’s unlikely that you’ll need to bring in a personal injury attorney.
Don’t be in a rush to settle with the insurance company if you fall into this group, however. Make sure you have a full picture of your health and your injuries before you decide to settle your claim with them.
Your Potential Recovery is Low
In some accidents, you don’t have much of a chance of recovering compensation. Consider, for example, a fender-bender that leaves you with just a co-pay for an urgent care checkup and a damaged car. If your vehicle is old and barely worth anything, it isn’t worth hiring an attorney to fight over tens of dollars. If you know your claim has minimal value, it’s likely not worth your time or money to hire a personal injury attorney.
When You Should Hire an Attorney
This all leads to the big question. When should you hire an attorney for your car accident claim? Car crashes are often far more complex than they first appear. If you rush to settle before you know how affected you are, you could be leaving money on the table and putting yourself in dire financial straits. If any of the following circumstances apply to you, consider reaching out to a personal injury attorney as soon as possible:
- You have to stay at the hospital or your injury is likely to require ongoing care
- Someone died or suffered catastrophic injuries
- You’ll spend more than one or two days away from work
- Your ability to work, take care of your home, or otherwise engage in daily life is impacted
- There’s a dispute over who caused the accident
- There were multiple injured parties in the crash
- The insurance company is refusing to admit liability or offer a fair settlement
In general, it’s better to be safe than sorry. If you think you may need an attorney, it’s worth your time to set up a free consultation and check out your options.
Ron Aslam Law Office is Here for Your Car Accident Claim Needs
Wondering what your next step is after a car accident? Ron Aslam Law Office is here to help you protect your rights. Find out if you have a case and start your fight for compensation by contacting us now. Call us at 502-581-1676 or contact us online to schedule your free consultation.